If you have decided to change your mortgage to take advantage of new deals on offer, raise further capital or you’re simply unhappy with the level of service from your current lender, it is important you assess all the costs associated with making this change.
Downton & Ali Associates have access to a wide range of re-mortgage deals and some that provide free legal service, a free survey and no arrangement fees. You can be confident that when you change mortgage providers we will factor all the costs involved to ensure you get the most suitable deal for you.
There are various methods of raising capital. You can obtain a 2nd charge or apply for a further advance. Alternatively, you could restructure your current mortgage to raise funds and take advantage of re-mortgage deals on the market.
Downton & Ali Associates will assess your property value and current mortgage balance along with your personal and financial circumstances to establish the maximum lending ability. We will recommend the best method based on interest rates and associated costs.
Downton & Ali Associates have access to a comprehensive range of mortgages from across the market. Our consultants will review your current mortgage, the interest rate and any exit costs. We will balance this information with the new products, set up charges and legal costs, to establish the best deal for you.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME, YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
If you have any questions, or if there’s anything you’d like explained, please speak to one of our team on 020 3021 0075 or email us at firstname.lastname@example.org
Face to face advice.
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